President Joe Biden has shifted $167 billion in student loans to taxpayers who never went to college, paid their own way, or already repaid their loans on their own.

That includes the $7.7 billion for 160,000 borrowers he announced last week.

Michigan Attorney General Dana Nessel and her Democratic counterparts in 19 other blue states argue it’s not nearly enough.

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“Too many student loan borrowers are trapped in unmanageable debt and pushed into critical financial straits such as default, garnishment, or loss of earned income tax credits,” Nessel said. “The Department of Education’s proposed regulations would address these hardships for many, and I stand firmly with my colleagues in urging the Department to provide the much-needed assistance to borrowers struggling under massive student loan debt.”

Nessel on Thursday highlighted a letter the attorneys general sent to Education Secretary Miguel Cardona earlier this month to support proposed regulations that would give the department more authority to address student loan debts it helped create.

“Most students have no choice but to go into significant debt to afford higher education. The failures of the student loan system have left many borrowers unable to navigate the Department’s unduly complicated and opaque loan repayment and forgiveness programs,” the letter read. “Borrowers rely on federal student loan servicers to help them access these programs and manage their payments, but years of servicer misconduct have prevented borrowers from doing so and have trapped borrowers in unaffordable debt.”

The proposed regulations would give Cardona the authority to waive repayment obligations for borrowers who failed to meet the obligations of their repayment plans for decades, as well as those who haven’t bothered to take advantage of existing loan forgiveness programs, and others.

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“The groups of borrowers identified by the Department in the proposed regulations have endured some of the greatest burdens associated with student loan debt and require critical Department assistance,” a Nessel press release read. “As such, the coalition urges the Department effectuate this proposed relief as quickly as possible to provide the most impactful relief for borrowers.”

The effort follows President Biden’s failed effort to cancel up to $20,000 in debt for about 43 million borrowers the U.S. Supreme Court struck down last summer. That forced Biden “to find alternative paths to reduce student debt” over the last year, he said in announcing the pending regulations in April.

“The administration’s new plans, in combination with previous actions it has taken, would provide student debt relief to more than 30 million Americans,” according to NBC News. “The administration’s actions, taken together, will eliminate accrued interest for 23 million borrowers, cancel the full amount of student debt for more than 4 million borrowers, and provide at least $5,000 in debt relief to more than 10 million others.”

There’s currently about 43 million Americans who hold a total of $1.6 trillion in student loan debt. Federal officials halted required payments during the pandemic, a move that expired last fall.

“Over the last six months, consumers have made about $32 billion in loan payments,” Bloomberg reports. “But millions of consumers have not made any payments and many question the value of their degree.”

In a survey conducted by the Federal Reserve Bank of New York last month, the percentage of those who expect the federal government to bail them out jumped to 39% in April, up from 28.7% in December and the highest reading since August 2022, according to the news site.